Insurance Information

How We Work With Your Insurance Company

Our insurance coordinators deal with many different insurance companies. Some companies offer many different dental plans. These companies can change benefits, co-pays, or deductibles many times throughout the year. We do our best to provide you with accurate coverage estimates based on information available to us. At times, it is almost impossible to accurately estimate a patient’s insurance co-payment. Many insurance companies will not give out fees until after the treatment is completed. Dealing with these companies can be difficult and time consuming. As a courtesy, we ask that you keep us informed of any change to your insurance. It is important that all information about you and your insurance is current.

We will gladly file a claim on your behalf, On a related note, please remember that your insurance benefits are an arrangement between you and your insurance company, not the treatment provider. 

Dental insurance policies are different that health insurance policies.  Dental coverage is limited by annual allowances and usually only pay for a portion of the procedure(s) that may need to be done.

We're Here To Help

Since 1988, Periodontist James Culberson, DMD, MS, Fredericksburg, VA, has practiced a full scope of periodontal diagnosis and treatment. Even a subtle change in your smile helps you to project an image of self-confidence and high personal esteem. When you feel good about yourself, it shows in your appearance.

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Co-Payment

We ask that  of the fee be paid at the time of treatment.

Medicare

Dr. Culberson does not participate in Medicare.

Private & Group Insurance

As a courtesy to our patients with dental benefit plans, we will submit necessary claim form, receipts, and other information to your insurance company.

Upon receipt of an insurance payment, any balance due will be billed to you. If you have deposited an excessive co-payment, it will be refunded to you.